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Secure Preserving Receipt’s, or SKR’s, are bank instruments which might be on the rise as collateral for different financing. And the totality of economical relations arisen between state, manufactures and organizations, branches, regions and separate citizen in accordance with the movement of cash funds make financial relations”. 2) the definition of finances, as the system of the creation and usage of funds of cash sources on the level of phenomenon.\n\nThough, from the genetic-historical viewpoint, previous loaners, before giving loan, needed gathering the permanent capital not returning, that is the web financial foundation. The banks analogously needed concentration of the necessary …